Author Archives: Sophia Moseley

About Sophia Moseley

Freelance Copywriter, Feature Writer and Author. Looking for that illusive job that every working mother craves but surviving, just, on what I can find. My writing and poetry keeps my sane. Watch this space.

It’s your move or more likely mine, week 35

This is the last post for this particular blog because on 4 December we exchanged and on 14 December we completed. When I started this blog in January 2017, all I had was a small financial lifeline that went towards … Continue reading

Posted in The housing crisis, the mortgage maze | Tagged , , , , , | 6 Comments

It’s your move or more likely mine, week 34

The letter has finally come through confirming we have jumped through the section 157 hoop. The letter also states that we will similarly be subject to the same condition when we decide to sell the property. So the nightmare is … Continue reading

Posted in The housing crisis, the mortgage maze | 1 Comment

It’s your move or more likely mine, week 33

After the torture of being told we had an offer in principle from the mortgage lender, to be told a few days later it had been refused due to Section 157 only to be told a week or so later they … Continue reading

Posted in The housing crisis, the mortgage maze | 1 Comment

It’s your move or more likely mine, week 32

After being told by our mortgage broker that the lender would not give us a mortgage due to a section 157 applying to the property and that there was not even the smallest possibility they would consider an appeal or change their … Continue reading

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It’s your move or more likely mine, week 31

Remember the days when you had to go for a face to face interview with your bank manager each time you needed a loan? There was no online banking and definitely no call centres in countries you had never even … Continue reading

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It’s your move or more likely mine, week 30

Having found a house we liked and a price agreed, it was time to go back to the broker with the good news. There had been quite a few different numbers thrown at us since we had first made inroads … Continue reading

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It’s your move or more likely mine, week 29

After going for my first serious property viewing, I thought it must have been fate that threw me into the hands of this particular estate agent because she told me about a house that they were about to take on … Continue reading

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