It’s your move, or more likely mine. Week 13

plantsThis past week my mind has been preoccupied with money and giving things a chance.

Sadly money ranks very high on my agenda much of the time, but then doesn’t it for most people unless they are lucky enough to have plenty of the stuff; but on this occasion my reason for focussing on money is that this time last week I was recovering from a solid weekend of selling my wares at a wedding fair. The cost of the pitch was enormous and combined with the various add-ons I needed (props, flyers, etc) I was haemorrhaging money. But I had never done a wedding fair before and I was giving my  poetry a fair crack of the wedding whip. You see I write poetry for people and the wedding work has seen an increase, so I figured I’d give it a go and see what happened.

I gave it a chance to work.

After two full days of standing, smiling & trying to persuade the happy couples that a wedding poem was what they wanted, I realised I was before my time, I was trail blazing a service that the matrimonial world was simply not ready for. I was a lone poetic pioneer forging my way across frontier land.

But I have no regrets, despite the enormous amount of money I forked out, had I not done it I would always be wondering and now I know.

But that wasn’t the only thing I gave a chance to this week.

A couple of days later as I hurtled across the front bit of lawn of our rented house with my electric Qualcast, I was just about to tear along the edge of the lawn where it butts upto the garden wall when I noticed some leaves that I vaguely recognised. Sadly not soon enough to avoid slashing the first three plants, but the moment I saw them I thought ‘hold on, those look like tulip leaves’; they have obviously been specically planted  by someone at some point and even though it would be easy to decapitate them completely taking them down to ground level, I pulled myself up short and made an emergency mower stop.

I don’t know if my (very limited) floral knowledge is accurate, they may well be gladioli but I decided to take care around them and even though the garden is not mine and the mowing is something I do because I have to, I’m going to look forward to seeing what emerges from the leaves and if they are tulips I will be quietly smug.

I gave them a chance to grow.

So returning to my money preoccupation, our accountant emailed this week asking for my earnings during the 2016/17 financial year. This is both an exciting and depressing time; exciting because it means a new financial year is starting and over the next few weeks we will find out from our mortgage broker whether or not we have what it takes to persuade the lenders to lend. But depressing because my earnings are pitiful having given up a working life to raise my sons, I now have a very part-time job.

My earnings will never make or break the deal, it is the company accounts that will be the deciding factor and now the new financial year is here, it is time for our accountant to do his number crunching so we can forward the figures on to the broker.

So after giving my wedding poetry a chance to work and those tulips (or gladioli) a chance to grow, I wonder if the mortgage companies will give me the a chance or if they will be like the Qualcast and cut off any chance of owning my home?

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About Sophia Moseley

Freelance Copywriter, Feature Writer and Author. Looking for that illusive job that every working mother craves but surviving, just, on what I can find. My writing and poetry keeps my sane. Watch this space.
This entry was posted in The housing crisis, the mortgage maze and tagged , , , , , , , . Bookmark the permalink.

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